We can also take the opportunity to review any insurance policies you may have to make sure they’re still relevant, and with so many reductions in premiums over the last couple of years, we may be able to provide you with more cover for less cost.

Perhaps your credit file has been damaged as a result of employment, divorce or other difficulties, but we can still help you to find a lender who will look sympathetically on your circumstances and allow you to go forward.

Don’t rely on the mortgage adviser in the Estate Agents – they’re often tied to a small number of lenders and if they can’t help you, it’ll seriously worsen your chances of buying the house you really want from that Agent. If you deal with us, your personal information remains private, and we can ensure the selling Agent only hears what they need to know.

Click here to view the mortgage checklist